A good day

BlueSkyIt’s 8:37am.

I’ve just got out of my car. The suspension creaked a bit as I got out because my car is pretty old. In fact, it might even be time to throw a thousand quid at buying a new runaround soon. Fair enough – this one’s lasted a few years.

I’ve parked on the side of the road in a suburb of Exeter. I have a mile and a half to walk before I reach the place where I’ll spend the rest of the day. It’s very uphill.

I feel light drizzle on my face. It’s great. Everyone else seems to love the sun, but there’s nothing I like better than a mild, damp morning. Seeing some blue sky and sunshine at some point today would be nice but a day of light rain will do just fine. (more…)

Read More

Where am I going?

MapI was digging through some old posts recently and it occurred to me that I’ve been doing this ‘job-free’ thing for quite a while!

A few years have passed since I started the blog and even longer since I started living a job-free lifestyle.

A lot has changed since then and I thought a bit of an update was in order. So I wrote a really long one.


Read More

Track your portfolio with Rebo

ReboNavI’m delighted to announce that Rebo, the portfolio management app for UK investors I’ve been working on (with my new business partner – James) is now live and ready to be used by the general public.

If you live in the UK and manage your own portfolio, I’d urge you to go and try it out – there’s no charge to use it.

The app is still in what I would consider a ‘beta’ state and there’s lots of work to be done to turn it in to the ‘go-to’ tool for portfolio/asset allocation tracking, but it already solves a couple of the biggest problems I personally had with my spreadsheet-based portfolio tracking methodology. (more…)

Read More

My new portfolio tracking software

PieChartHey everybody! It’s been a while.

I’ve not been blogging, but I have at least been trying to practice what I preach.

In fact I’d probably say that in the past couple of years I’ve become a full-time entrepreneur. It turns out that self-determination, rather than free time was the thing I wanted all along. Who’d have known? 🙂

The niche electronics product I’ve spent much of my recent life working on, FaderMate, is on the market and now I’ve moved on to developing the next thing. (more…)

Read More

The rebalancing headache

RebalancingHeadachePhew! What a tiring year.

I’m writing this during a brief lull.

I think I’ve come to the conclusion that I’m really bad at being semi-retired. Oh well, time to scrap this site I suppose!

Or maybe not.

As you may remember, I’ve been stuck in to a long-term project and it’s taken up most of my non-freelancing time for the last year. I’ve managed to squeeze in a couple of nerdy Coursera courses too, but it’s been mainly programming and electronics around here for quite some time. (more…)

Read More

How I save for retirement with a lumpy income

StockChartI’m finally publishing this as it’s been sat 90% complete in my drafts folder for about 5 months. As you might be aware, I’ve been spending my semi-retirement doing various other things and the blog hasn’t been touched for a while. 

However a brilliant piece over on Monevator plus a few comments about my absence on other blogs have given me the nudge I needed to finish it and hit Publish! 

I’m going to have a bit of a break from writing about tiny businesses and psychology today and get back to one of my sad, nerdy little hobbies: investing. (more…)

Read More

A risk I can afford to take

DiceHey everyone.

You might have noticed that things have been a bit quiet round here for the last few weeks. The main reason for that is that I’ve ended up starting a big engineering project and it’s quite involved.

In fact, I think I might have accidentally started another business. 🙂

This news is quite exciting in and of itself but it also illustrates one of the strengths of my methodology for living without a job so I thought I’d take this opportunity to write about it. (more…)

Read More

The book that changed my life forever

HowIFoundFreedomCoverI have an annual ritual.

It’s not like I mark it on the calendar or anything, but I just know when it’s been too long since the last time. It usually seems to happen when the clocks have gone back and I’m starting to feel a bit gloomy.

Sometimes, I’m reminded that it’s time because I can feel life slipping out of my control a little bit.

Roughly once every year, I curl up with a cup of tea and revisit the book which has been one of my biggest influences as I’ve worked towards building a life which suits me.

Although the author died in 2006 (way before I was anywhere near constructing my current philosophy), I consider him, through this book alone, to have been one of the greatest mentors I’ve ever had.

He certainly helped me to get out of the rat race! (more…)

Read More